1040 Whites Creek Ln, Decaturville, TN 38329

$477,000
3
BD
4
BA
2,246
SqFt

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Sold Price
$477,000
List Price
$475,000
Status
CLOSED
Days on Market
3
Closing Date
Jul 28, 2026
MLS#
3187096
Subtype
Residential
Style
A-Frame
Year Built
2009
Bedrooms
3
Bathrooms
4
Full Baths
4
Living Area
2,246
Lot Size
13,068
Acres
0.30
Subdivision
Whites Creek Rec Club Llc

Property Description

Whites Creek Riverfront Retreat – Turnkey Airbnb Gem! Location: Gated Whites Creek Community, Tennessee River (midway between Memphis & Nashville, south of I-40) Private Dock + Sandy Beach Proven Airbnb Income (3+ Years) 3 Bed | 4 Bath | Fully Furnished Property Highlights Riverfront Paradise: Unobstructed views up/down the Tennessee River with multiple sandy beaches, islands, coves & marinas Private Dock + Beach: Step from your backyard onto your own dock and private sandy beach Wildlife & River Activity: Daily sightings of bald eagles, pleasure boats, barges & river cruise ships Turnkey Airbnb: Fully furnished – just bring clothes! Successful rental history (3 years) Additional Lot: 40x40 metal shop with electricity & wood stove (perfect for hobbies/storage) Home Features Main Level features Hardwood & tile floors, granite countertops, expansive covered deck Full basement heated/cooled with full bath – ideal for entertaining or storage Community Perks Gated Neighborhood with community boat ramp & large sandy beach Short boat ride to marinas with dining & entertainment Prime spot for fishing, watersports & nature lovers Quick drive to Decaturville (groceries, hardware, etc.) City Water High Speed Internet Minutes to Mermaid Marina and Tennessee River Golf Key Notes Floodplain Location: Home elevated with concrete block basement (ventable for flood events) Investment Ready: Proven rental income + shop lot included Lifestyle: Halfway between Memphis & Nashville – perfect weekend escape or full-time river living Jet boat (2019 Yamaha SX210) is not included but can be purchased separately. Move-in ready. Boat-in ready. Income-ready. Contact for private showing or Airbnb performance data.

Additional Information

Exterior Features
Dock
HOA Frequency
Annually
Property Description
A-Frame
Exterior Construction
Vinyl Siding
Stories
3
Parking Features
Attached/Detached, Driveway
Garage
Attached/Detached, Driveway
Garage Spaces
4
Elementary School
Decaturville Elementary
Middle School
Decatur County Middle School
High School
Riverside High School
View
Lake, River, Water

Mortgage Calculator

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Term of Loan
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Calculator source: Real Geeks

Listing courtesy of Lake Homes Realty, LLC. Selling Office: Wilson Group Real Estate.

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Information Is Believed To Be Accurate But Not Guaranteed. Some or all listings may or may not be listed by the office/agent presenting these featured properties. Copyright 2026 MTRMLS, Inc. RealTracs Solutions.