Loretto Homes for Sale

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Living in Lawrence County offers residents unrivaled Southern hospitality, rich history, and incredible affordability, with a cost of living roughly 15-22% below the national average. Located near major hubs like Nashville and Huntsville, AL, the area allows you to stretch your housing budget, often securing larger homes or significant acreage.

The county is defined by its deep community bonds, diverse cultural heritage, and natural beauty. Residents enjoy a peaceful, small-town lifestyle while having immediate access to outdoor recreation, such as the 1,300-acre David Crockett State Park. Additionally, the presence of unique local cultures—including a thriving Amish community in Ethridge—adds to the area's charm.

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Tennessee Home & Farm Real Estate pairs valuation technology with practical Loretto, TN pricing guidance, seller preparation advice, land context, and listing strategy based on the property details buyers evaluate in Lawrence County. Use the estimate as a starting point, then talk with a THFRE agent about condition, timing, acreage, access, utilities, recent comparable sales, and how your property compares with similar Tennessee homes, farms, or land.

Loretto real estate market stats — last 6 months

$269,000Median list price
$25,300Median price per acre
25Active listings
68Median days on market

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Talk with top Loretto, TN real estate agents for homes for sale

Tennessee Home & Farm Real Estate helps clients with clear communication, local knowledge, seller preparation, negotiation support, land-aware diligence, and smoother closings. For Loretto, TN, that means practical help with home search strategy, pricing, offer terms, inspections, and negotiations. Contact THFRE about Loretto, TN.

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Loretto homes for sale FAQs

In-town Loretto homes typically have smaller lots, city or county utilities already in place, and a more straightforward inspection process. Country homes with acreage add considerations like well and septic condition, road access, outbuildings, and lot usability. The due diligence list grows with the land. Before you start touring, decide which setting fits your lifestyle and budget, then focus your search so you are comparing similar property types rather than mixing the two.

Buyers should have financing reviewed, know their preferred property type, and understand the due-diligence items that matter in Lawrence County. Before writing an offer, compare condition, acreage, access, utilities, inspection needs, title questions, and comparable sales. That preparation helps you choose terms that fit the property without skipping important safeguards.

Start by narrowing listings by price, bedroom count, and setting, then look closely at condition, age, lot size, and what updates have been made. Two homes at the same price can have very different total costs once you factor in deferred maintenance, insurance, and property taxes. Ask your agent to pull recent sold data for comparable homes in Lawrence County so you understand whether a listing is priced fairly before you spend time on a showing.

USDA Rural Development loans can be a strong fit for eligible buyers purchasing homes in rural areas like Loretto, often with no down payment required for qualified applicants. FHA and conventional loans are also commonly used, though lenders may have acreage limits or appraisal requirements for larger rural properties. Talk to a lender experienced with rural Tennessee properties early in your search so you know which loan types you qualify for and what property characteristics could affect approval.

Sellers should start with a honest walk-through of the property from a buyer's perspective. Address obvious deferred maintenance, clean up the yard and outbuildings, and make sure the home shows well in photos since most buyers start their search online. Pricing it correctly from day one matters more than any cosmetic update. A local agent can help you identify which repairs are worth making before listing and which ones are better handled through pricing or seller concessions.

700 Old Johnson Lake Rd, Loretto $649,000

OPEN HOUSE SEPTEMBER 13, 2026 FROM 1 PM TO 3 PM....Custom craftsmanship meets peaceful country living in this beautiful fiber-cement board and batten siding home, complet...

3 Beds
3 Baths
3544748 MLS
COMING SOON / HOLD Status
16.92 Acres
38469 Zip Code

560 State Line Rd, Loretto $75,000

This 3-bedroom, 1-bath home sits on approximately 1.38 acres with an open, usable lot. The property is being sold AS IS and offers plenty of opportunity to add your own p...

3 Beds
1 Baths
3521032 MLS
ACTIVE Status
1.38 Acres
38469 Zip Code

527 Clax Branch Rd, Loretto $350,000

Welcome to 527 Clax Branch Rd, where 5 unrestricted acres, spacious living, and an incredibly convenient location come together just minutes from the heart of Loretto! St...

2 Beds
2 Baths
3519033 MLS
ACTIVE Status
5 Acres
38469 Zip Code

717 Brenda Ave, Loretto $279,000

There’s truly no place like home—and this beautifully maintained, one-owner property proves it. Offered for the first time, this charming 4BD/2.5BA brick ranch sits on .9...

4 Beds
3 Baths
3516639 MLS
ACTIVE Status
0.93 Acres
38469 Zip Code

24 Henkle Ln, Loretto $265,000 ▼

Outstanding New Construction in the Heart of Loretto and one the areas fasted growing New subdivisions! 3 bdr , 2 bth, split bedroom floor plan. All appliances included w...

3 Beds
2 Baths
3135367 MLS
ACTIVE Status
0.6000000000000001 Acres
38469 Zip Code

105 Andrews Dr, Loretto $439,500 ▼

Keestone Landing! The 55yr+ community is a place of peace and beauty! The home's grand floor plan includes two primary suites with an open concept living area! Many upgra...

2 Beds
2 Baths
3297862 MLS
ACTIVE Status
0.4 Acres
38469 Zip Code

442 S Military St, Loretto $489,900 ▼

RARE 3,750 SQ FT DETACHED SHOP (50' x 75')! Exceptional detached metal building with concrete floor, 200-amp electrical service tied to the home, water, and a bathroom—an...

3 Beds
2 Baths
3263315 MLS
ACTIVE Status
2 Acres
38469 Zip Code

410 Eells St, Loretto $445,000 ▼

Welcome to 410 Eells Street in the heart of Loretto! This beautiful all-brick home offers the perfect combination of space, functionality, and flexibility with 3 bedrooms...

3 Beds
3 Baths
3261547 MLS
ACTIVE Status
1 Acres
38469 Zip Code

817 Irvin Ln, Loretto $125,000 ▼

Fixer-upper bargain! This 3-bedroom, 1-bath brick home in a convenient Loretto, Tennessee location is packed with potential. Whether you’re an investor looking to add to ...

3 Beds
1 Baths
3254699 MLS
ACTIVE Status
0.45 Acres
38469 Zip Code

225 Vine Cir, Loretto $209,000 ▼

Move right into this beautifully updated 3-bedroom, 2-bath home situated on a 0.36-acre lot in the heart of Loretto. Fresh updates throughout give this home a clean, mode...

3 Beds
2 Baths
3229887 MLS
ACTIVE Status
0.36 Acres
38469 Zip Code

91 Lambs Ferry Rd, Loretto $329,500 ▼

First time on market’ Custom built 4 bedroom 2 bath brick ranch home situated on a gorgeous park like setting on over 2 acres of scenic beauty. Spacious Layout, garage, c...

4 Beds
2 Baths
3182278 MLS
ACTIVE Status
2.37 Acres
38469 Zip Code

374 State Line Rd, Loretto $164,900 ▼

Gorgeous home situated on 3 beautiful acres with tons of potential and many major updates already completed. Features include 2 bedrooms, an office that could serve as an...

3 Beds
1 Baths
3182252 MLS
ACTIVE Status
3 Acres
38469 Zip Code

Information Is Believed To Be Accurate But Not Guaranteed. Some or all listings may or may not be listed by the office/agent presenting these featured properties. Copyright 2026 MTRMLS, Inc. RealTracs Solutions.

Loretto Homes for Sale

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Loretto Homes for Sale

Searching for a Loretto home?

See what your Loretto, TN home is worth

Get a real number for your Loretto, TN home, farm, or land

Loretto real estate market stats — last 6 months

Talk with top Loretto, TN real estate agents for homes for sale

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