Cumberland City Homes for Sale

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Living in Stewart County is a haven for nature lovers and those seeking a tight-knit community. Home to the southern gateway of the Land Between the Lakes National Recreation Area, residents enjoy endless opportunities for boating, hiking, and hunting right in their backyard. The area’s unique geography also provides unparalleled access to both Kentucky Lake and Lake Barkley. Beyond the water, the county boasts immense natural beauty and deep historical roots, notably anchored by the Fort Donelson National Battlefield in the county seat of Dover.

Locals benefit from a sparse suburban feel, highly affordable housing, and a remarkably low cost of living with no state income tax. It is the perfect place to enjoy peaceful country living while staying just a short drive from city conveniences in Clarksville.

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Talk with Tennessee Home & Farm Real Estate

Tennessee Home & Farm Real Estate pairs valuation technology with practical Cumberland City, TN pricing guidance, seller preparation advice, land context, and listing strategy based on the property details buyers evaluate in Stewart County. Use the estimate as a starting point, then talk with a THFRE agent about condition, timing, acreage, access, utilities, recent comparable sales, and how your property compares with similar Tennessee homes, farms, or land.

Cumberland City real estate market stats — last 6 months

$409,000Median list price
$12,000Median price per acre
15Active listings
74Median days on market

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Tennessee Home & Farm Real Estate helps clients with clear communication, local knowledge, seller preparation, negotiation support, land-aware diligence, and smoother closings. For Cumberland City, TN, that means practical help with home search strategy, pricing, offer terms, inspections, and negotiations. Contact THFRE about Cumberland City, TN.

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Cumberland City homes for sale FAQs

An in-town home in Cumberland City typically means a smaller lot, closer neighbors, and utilities already in place. A country home with acreage adds questions about well and septic condition, road access, outbuildings, and how much of the land is actually usable. The inspection list gets longer, and financing can sometimes be more complicated depending on the acreage and property type. Know which setting fits your lifestyle before you start narrowing down listings.

Beyond bedrooms and square footage, compare the age and condition of the roof, HVAC, and water heater, since those are the items most likely to come up in an inspection. Also look at lot size, utility setup, and whether the home has had any major updates or deferred maintenance. In this part of Tennessee, the setting matters too. A home on a gravel road with a well and septic has a different cost profile than one on a paved street with city water.

Loan type matters more than most buyers realize. FHA, VA, USDA, and conventional loans each have different property condition and appraisal requirements. Homes with acreage, outbuildings, or deferred maintenance sometimes run into issues with certain loan programs. Talk to your lender before you make an offer, share the property details, and ask specifically whether anything about the listing could create an appraisal or underwriting problem. That conversation is easier to have before you are under contract.

A licensed inspector will walk the home and evaluate the structure, roof, foundation, electrical, plumbing, HVAC, and other systems. For rural homes, inspectors may also flag well and septic systems, which often require separate specialized testing. The inspection report gives you a clear picture of the property's condition and a basis for negotiating repairs or credits. Never skip the inspection, and make sure your contract gives you enough time to complete it properly.

Buyers in this market are practical and will notice deferred maintenance quickly. Before you list, address obvious repairs, clean up the interior and exterior, and gather any records you have on the roof, HVAC, well, or septic. If you have had recent work done, document it. A home that shows well and comes with clear information about its condition tends to attract more serious buyers and fewer renegotiations after the inspection.

606 Thomas Ave, Cumberland City $349,900

Charming farmhouse blending timeless 1910 character with UPDATES! Situated on a huge corner lot of approximately one acre in peaceful Cumberland City, this home offers 3 ...

3 Beds
3 Baths
3619769 MLS
ACTIVE Status
0.99 Acres
37050 Zip Code

202 Wallace St, Cumberland City $285,000

Welcome to Kade’s Cove, a brand-new subdivision offering peaceful, off-the-grid living with modern convenience. This community will feature just four exclusive homes, mak...

3 Beds
2 Baths
3610905 MLS
ACTIVE Status
0.38 Acres
37050 Zip Code

160 Waldon Rd, Cumberland City $439,900

Bring the rocking chairs this one comes with the kind of peace and quiet people move to the country for. Sitting on 3.01 +/- acres, this property is actually TWO parcels ...

3 Beds
2 Baths
3610122 MLS
ACTIVE Status
3.01 Acres
37050 Zip Code

508 Gunson Ridge Rd, Cumberland City image

508 Gunson Ridge Rd, Cumberland City $515,000

Pictures are great—but this beautiful country home is even better in person! Nestled on a private 3.5-acre, tree-lined lot, this stunning property offers the perfect ble...

4 Beds
3 Baths
3597046 MLS
ACTIVE Status
3.5 Acres
37050 Zip Code

4465 N Highway 46, Cumberland City image

4465 N Highway 46, Cumberland City $380,000

Looking for a farm? Here it is! This beautiful property offers a farmhouse situated on approximately 27.0 acres+/- providing plenty of room for farming, livestock, recrea...

2 Beds
2 Baths
3594047 MLS
ACTIVE Status
27 Acres
37050 Zip Code

631 Scotts Chapel Rd, Cumberland City image

631 Scotts Chapel Rd, Cumberland City $150,000

Handyman / Investor Special. Home being sold As-Is. 3 bedrooms, 2 full baths, with attached 2 car garage on 2.26 acres. Perfectly situated between Lake Barkley, Kentuc...

3 Beds
2 Baths
3546194 MLS
ACTIVE Status
2.26 Acres
37050 Zip Code

1 Barber Hwy, Cumberland City $500,000

**Experience modern living with clean lines, elevated finishes, and thoughtful design throughout this newly built 3‑bedroom, 1,921 sq. ft. home in Middle Tennessee.** Ble...

3 Beds
2 Baths
3545118 MLS
ACTIVE Status
4 Acres
37050 Zip Code

302 Main St, Cumberland City $254,900 ▼

USDA-ELIGIBLE Cape cod charm! Seller Concessions Offered. Looking for a home with character, space, and a little something extra? This 2-bedroom, 2½-bath Cape Cod is on...

2 Beds
3 Baths
3542777 MLS
ACTIVE Status
0.33 Acres
37050 Zip Code

10125 Highway 13, Cumberland City $?

Welcome to your home in the country, situated on a very nice lot, at just over an acre with a pretty yard, nice trees, and good road frontage. The property features 2 sto...

2 Beds
1 Baths
3528057 MLS
ACTIVE Status
1.1 Acres
37050 Zip Code

1 Scotts Chapel Road, Cumberland City image

1 Scotts Chapel Road, Cumberland City $1,200,000 ▲

Discover refined country living at 1 Scotts Chapel Rd in Cumberland City, Tennessee, where timeless architecture, luxury finishes, and 10 private acres create an exceptio...

4 Beds
4 Baths
3523747 MLS
ACTIVE Status
10.7 Acres
37050 Zip Code

822 Conger St, Cumberland City $449,000

Brand new 2 story house on 5 acres. Great room, formal dining, breakfast nook, kitchen with Island and pantry, 2 bedrooms and 2 flex rooms, that are unpermitted but have ...

2 Beds
3 Baths
3514744 MLS
ACTIVE Status
5 Acres
37050 Zip Code

301 Main St, Cumberland City $365,000 ▼

Looking for a place where you can kick back, cast a line, and still be just a short drive from town? This one checks all the boxes! Located just 20 minutes outside of Cla...

4 Beds
2 Baths
3513522 MLS
ACTIVE Status
0.44 Acres
37050 Zip Code

Information Is Believed To Be Accurate But Not Guaranteed. Some or all listings may or may not be listed by the office/agent presenting these featured properties. Copyright 2026 MTRMLS, Inc. RealTracs Solutions.

Cumberland City Homes for Sale

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Cumberland City Homes for Sale

Searching for a Cumberland City home?

See what your Cumberland City, TN home is worth

Get a real number for your Cumberland City, TN home, farm, or land

Cumberland City real estate market stats — last 6 months

Talk with top Cumberland City, TN real estate agents for homes for sale

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